From Our Desk

Legal Insights & Articles

Practical reading on RERA, property, civil, criminal, family, tax, and the other areas we practise in.

NPA Classification & The 90-Day Overdue Rule: Challenging Arbitrary Asset Classification under RBI Prudential Norms
Banking & Recovery Matters

NPA Classification & The 90-Day Overdue Rule: Challenging Arbitrary Asset Classification under RBI Prudential Norms

CHALLENGING ARBITRARY ASSET CLASSIFICATION

Read Article →
Deconstructing Section 13(2) Demand Notices: Identifying Defects, Limitation Issues & Drafting Mandatory Section 13(3A) Objections
Banking & Recovery Matters

Deconstructing Section 13(2) Demand Notices: Identifying Defects, Limitation Issues & Drafting Mandatory Section 13(3A) Objections

DEFECTS, LIMITATION & SECTION 13(3A) OBJECTIONS

Read Article →
The Bank's Statutory Obligation under Section 13(3A): Mandatory Speaking Orders, Reasoned Rejections & DRT Relief for Non-Compliance
Banking & Recovery Matters

The Bank's Statutory Obligation under Section 13(3A): Mandatory Speaking Orders, Reasoned Rejections & DRT Relief for Non-Compliance

MANDATORY SPEAKING ORDERS & NON-COMPLIANCE REMEDIES

Read Article →
Section 13(4) Symbolic Possession & Measures: Taking Over Management, Tenant Notice & Challenging Possession Notices Before the DRT
Banking & Recovery Matters

Section 13(4) Symbolic Possession & Measures: Taking Over Management, Tenant Notice & Challenging Possession Notices Before the DRT

TAKING OVER MANAGEMENT & CHALLENGING POSSESSION NOTICES

Read Article →
The Agricultural Land Shield (Section 31(i)): SARFAESI Bar on Agricultural Properties, Revenue Records & Quashing Unlawful Mortgages
Banking & Recovery Matters

The Agricultural Land Shield (Section 31(i)): SARFAESI Bar on Agricultural Properties, Revenue Records & Quashing Unlawful Mortgages

SARFAESI BAR ON AGRICULTURAL PROPERTIES & REVENUE RECORDS

Read Article →
Section 14 SARFAESI Proceedings Before DM / CMM: Affidavit Defects, Opportunity of Hearing & Procedural Lapses in Physical Possession Orders
Banking & Recovery Matters

Section 14 SARFAESI Proceedings Before DM / CMM: Affidavit Defects, Opportunity of Hearing & Procedural Lapses in Physical Possession Orders

AFFIDAVIT DEFECTS & LAPSES IN PHYSICAL POSSESSION ORDERS

Read Article →
Resisting Section 14 Executive Force: Restraining Police Takeovers, Flawed Commissioner Warrants & Urgent Stays from District Magistrates
Banking & Recovery Matters

Resisting Section 14 Executive Force: Restraining Police Takeovers, Flawed Commissioner Warrants & Urgent Stays from District Magistrates

RESTRAINING POLICE TAKEOVERS & FLAWED WARRANTS

Read Article →
Mortgage vs. Local Tenancy & Third-Party Rights: Bona Fide Tenants, Rent Control Protections & Defending Possession under Harshad Govardhan
Banking & Recovery Matters

Mortgage vs. Local Tenancy & Third-Party Rights: Bona Fide Tenants, Rent Control Protections & Defending Possession under Harshad Govardhan

BONA FIDE TENANTS & HARSHAD GOVARDHAN PROTECTIONS

Read Article →
Restraining Midnight Evictions & Urgent High Court Intervention: Invoking Article 226 Writs During DRT Vacations & Halting Illegal Dispossession
Banking & Recovery Matters

Restraining Midnight Evictions & Urgent High Court Intervention: Invoking Article 226 Writs During DRT Vacations & Halting Illegal Dispossession

INVOKING ARTICLE 226 WRITS DURING DRT RECESS

Read Article →
Section 17 SA Masterclass: DRT Lucknow & Allahabad: Drafting Securitisation Applications, Limiting Pre-Deposits & Winning Interim Stay Orders
Banking & Recovery Matters

Section 17 SA Masterclass: DRT Lucknow & Allahabad: Drafting Securitisation Applications, Limiting Pre-Deposits & Winning Interim Stay Orders

DRAFTING SECURITISATION APPLICATIONS & SECURING STAYS

Read Article →
Security Interest Rules 8 & 9 Defenses: Mandatory 30-Day Auction Notice, Reserve Price Undervaluation & Challenging Sale Publications
Banking & Recovery Matters

Security Interest Rules 8 & 9 Defenses: Mandatory 30-Day Auction Notice, Reserve Price Undervaluation & Challenging Sale Publications

30-DAY NOTICE DEFECTS & RESERVE PRICE UNDERVALUATION

Read Article →
E-Auction Defense & Setting Aside Sales: Celir LLP Supreme Court Precedent, Right of Redemption under Section 13(8) & Flawed Auctions
Banking & Recovery Matters

E-Auction Defense & Setting Aside Sales: Celir LLP Supreme Court Precedent, Right of Redemption under Section 13(8) & Flawed Auctions

CELIR LLP PRECEDENT & SECTION 13(8) REDEMPTION RIGHTS

Read Article →
Section 19 RDB Act: Bank Recovery Suits & Counter-Claims: Written Statements, Contesting Inflated Penal Interest & Cross-Demands at the DRT
Banking & Recovery Matters

Section 19 RDB Act: Bank Recovery Suits & Counter-Claims: Written Statements, Contesting Inflated Penal Interest & Cross-Demands at the DRT

CONTESTING INFLATED PENAL INTEREST & CROSS-DEMANDS

Read Article →
Execution Before Recovery Officer (RO) & Civil Detention: Resisting Attachment of Personal Assets, Warrants of Arrest & Safe Homestead Exemptions
Banking & Recovery Matters

Execution Before Recovery Officer (RO) & Civil Detention: Resisting Attachment of Personal Assets, Warrants of Arrest & Safe Homestead Exemptions

RESISTING ASSET ATTACHMENT & ARREST WARRANTS

Read Article →
DRAT Appeals & Pre-Deposit Waiver (Section 18): Navigating 50% vs. 25% Deposit Thresholds, Hardship Applications & Appellate Advocacy
Banking & Recovery Matters

DRAT Appeals & Pre-Deposit Waiver (Section 18): Navigating 50% vs. 25% Deposit Thresholds, Hardship Applications & Appellate Advocacy

NAVIGATING MANDATORY PRE-DEPOSITS & HARDSHIP WAIVERS

Read Article →
IBC Moratorium vs. SARFAESI and RDB Act: Overriding Effect under Section 238, Stalling Recovery Actions & Rights of Corporate Guarantors
Banking & Recovery Matters

IBC Moratorium vs. SARFAESI and RDB Act: Overriding Effect under Section 238, Stalling Recovery Actions & Rights of Corporate Guarantors

SECTION 238 OVERRIDE & CORPORATE GUARANTOR RIGHTS

Read Article →
One-Time Settlement (OTS) Strategy & Enforcement: Enforcing Non-Discriminatory OTS Policies, Banking Guidelines & High Court Mandamus for Sanction
Banking & Recovery Matters

One-Time Settlement (OTS) Strategy & Enforcement: Enforcing Non-Discriminatory OTS Policies, Banking Guidelines & High Court Mandamus for Sanction

ENFORCING NON-DISCRIMINATORY OTS POLICIES VIA MANDAMUS

Read Article →
Wilful Defaulter and Fraud Classification Defenses: Jah Developers Principles, Right to Personal Hearing & Quashing Red-Flagging by Banks
Banking & Recovery Matters

Wilful Defaulter and Fraud Classification Defenses: Jah Developers Principles, Right to Personal Hearing & Quashing Red-Flagging by Banks

JAH DEVELOPERS NATURAL JUSTICE & QUASHING RED-FLAGS

Read Article →
High Court Article 226 Writs in Banking Matters: When Are Writs Maintainable Against SARFAESI Actions? Natural Justice & Absolute Arbitrariness
Banking & Recovery Matters

High Court Article 226 Writs in Banking Matters: When Are Writs Maintainable Against SARFAESI Actions? Natural Justice & Absolute Arbitrariness

MAINTAINABILITY OF WRITS AGAINST ARBITRARY BANK ACTIONS

Read Article →
Criminal Defense in Banking Defaults (NI 138 & IPC 420): Cheque Bounce Tactics, Section 25 PSS Act & Quashing Fraud FIRs Against Borrowers
Banking & Recovery Matters

Criminal Defense in Banking Defaults (NI 138 & IPC 420): Cheque Bounce Tactics, Section 25 PSS Act & Quashing Fraud FIRs Against Borrowers

CHEQUE BOUNCE DEFENSE & QUASHING FRAUD FIRS

Read Article →
ARC Bad Debt Assignment Defenses (Section 5): Challenging Asset Reconstruction Company Purchases, Stamp Duty Evasion & Locus Standi
Banking & Recovery Matters

ARC Bad Debt Assignment Defenses (Section 5): Challenging Asset Reconstruction Company Purchases, Stamp Duty Evasion & Locus Standi

CHALLENGING ARC ASSIGNMENTS & STAMP DUTY DEFECTS

Read Article →
MSME Borrower Protections in Banking Recovery: RBI Restructuring Framework, MSMED Act Special Committees & Shielding Operational Units
Banking & Recovery Matters

MSME Borrower Protections in Banking Recovery: RBI Restructuring Framework, MSMED Act Special Committees & Shielding Operational Units

RBI RESTRUCTURING & SHIELDING OPERATIONAL UNITS

Read Article →
Tenant & Third Party Protection in Mortgaged Properties: Declaratory Suits, Establishing Registered Lease Rights & Defending Against Dispossession
Banking & Recovery Matters

Tenant & Third Party Protection in Mortgaged Properties: Declaratory Suits, Establishing Registered Lease Rights & Defending Against Dispossession

ESTABLISHING REGISTERED LEASES & AVOIDING EVICTION

Read Article →
Digital Lending & Harassment Defenses: Rogue Loan Apps, Extortionate Recovery Tactics, RBI Fair Practices Code & Cyber Police Complaints
Banking & Recovery Matters

Digital Lending & Harassment Defenses: Rogue Loan Apps, Extortionate Recovery Tactics, RBI Fair Practices Code & Cyber Police Complaints

ILLEGAL LOAN APPS, EXTORTION DEFENSE & POLICE COMPLAINTS

Read Article →